Descripción: “...Abstract This article is intended to lead to a reflection on the challenges facing higher education institutions in the training of its professionals, face new and innovative technological changes imposed by global reality....”

Descripción: “...The globalization of the economy gave the crisis some dimensions that were unsuspected in other times and it showed up extraordinary challenges for those who must face this crisis, which has led to set out deep changes in the regulation and supervision of the financial systems. ...”