Decisiones de jubilación y características familiares en Costa Rica

Objetivo. En América Latina la cobertura del sistema de pensiones es relativamente bajo, y así la gente pospone el retiro y decide continuar trabajando. El objetivo del artículo es analizar las características familiares que predicen las decisiones de dejar el mercado laboral con pensión o sin ella. Metodología. Se utilizaron los datos de CRELES, una encuesta longitudinal de adultos mayores con dos cohortes. Resultados y conclusión. Entre las personas de 55 años y más que estaban trabajando en la línea base, el 25% dejaron el trabajo; y el 9% empezaron a recibir pensión, aun cuando algunas de ellas se mantuvieron trabajando. Las personas que hacían transferencias monetarias informales a familiares tienen una mayor probabilidad de jubilarse,... Ver más

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spelling Decisiones de jubilación y características familiares en Costa Rica
transferencias informales
Universidad de Caldas
Artículo de revista
Núm. 1 , Año 2018 : Enero - Junio
1
10
Latinoamericana de Estudios de Familia
cuidado de niños
jubilación
pensiones
Brenes Camacho, Gilbert
Objetivo. En América Latina la cobertura del sistema de pensiones es relativamente bajo, y así la gente pospone el retiro y decide continuar trabajando. El objetivo del artículo es analizar las características familiares que predicen las decisiones de dejar el mercado laboral con pensión o sin ella. Metodología. Se utilizaron los datos de CRELES, una encuesta longitudinal de adultos mayores con dos cohortes. Resultados y conclusión. Entre las personas de 55 años y más que estaban trabajando en la línea base, el 25% dejaron el trabajo; y el 9% empezaron a recibir pensión, aun cuando algunas de ellas se mantuvieron trabajando. Las personas que hacían transferencias monetarias informales a familiares tienen una mayor probabilidad de jubilarse, sobre todo en forma temprana. Aquellas personas que cuidaban niños tenían mayor probabilidad de dejar de trabajar sin pensión. No hubo evidencia de que la condición laboral del cónyuge estuviera relacionada con decisiones de retiro.
Murrugarra, E. (2011). Employability and productivity among older workers: A policy framework and evidence from Latin America. Washington, D.C.: The World Bank: Social Protection and Labor.
Pienta, A.M. & Hayward, M.D. (2002). Who expects to continue working after age 62? The retirement plans of couples. The Journals of Gerontology Series B: Psychological Sciences and Social Sciences, 57 (4), S199-S208.
Pang, L., De Brauw, A. & Rozelle, S. (2004). Working until you drop: The elderly of rural China. The China Journal, 52, 73-94.
Olivera, J. & Zuluaga, B. (2014). The ex‐ante effects of non‐contributory pensions in Colombia and Perú. Journal of International Development, 26 (7), 949-973.
Ogg, J. & Renaut, S. (2007). The influence of living arrangements, marital patterns and family configuration on employment rates among the 1945–1954 birth cohort: evidence from ten European countries. European Journal of Ageing, 4 (3), 155-169.
O’Rand, A.M. & Farkas, J.I. (2002). Couples’ retirement timing in the United States in the 1990s: The impact of market and family role demands on joint work exits. International Journal of Sociology, 32 (2), 11-29.
Mesa, C. (2009). Social insurance (pensions and health), labour markets and coverage in Latin America. En K. Hujo. & S. McClanahan. (Eds.), Financing Social Policy. Mobilizing Resources for Social Development (pp. 215-245). New York: Palgrave Macmillan UK.
Mesa, C. (2012). The performance of social security contributory and tax‐financed pensions in Central America, and the effects of the global crisis. International Social Security Review, 651, 1-27.
Quiroga, P., Albala, C. y Klaasen, G. (2004). Validación de un test de tamizaje para el diagnóstico de demencia asociada a edad en Chile. Revista Médica de Chile, 132 (4), 467-478.
Mastrogiacomo, M., Alessie, R. & Lindeboom, M. (2004). Retirement behaviour of Dutch elderly households. Journal of Applied Econometrics, 19 (6), 777-793.
Martinez, J. (2015). Chapter 7 Costa Rica. En F. Rofman., I. Apella. & E. Vezza. (Eds.), Beyond Contributory Pensions. Fourteen Experiences with Coverage Expansion in Latin America (pp. 185-210). Washington, D.C: International Bank for Reconstruction and Development/The World Bank.
Manacorda, M. & Moretti, E. (2006). Why do most Italian youths live with their parents? Intergenerational transfers and household structure. Journal of the European Economic Association, 4 (4), 800-829.
Lynch, J. (2006). Age in the welfare state: The origins of social spending on pensioners, workers, and children. Cambridge, UK: Cambridge University Press.
Kim, S. & Feldman, D.C. (2000). Working in retirement: The antecedents of bridge employment and its consequences for quality of life in retirement. Academy of Management Journal, 43 (6), 1195-1210.
Price, W., Ashcroft, J. & Inglis, E. (2016). Outcomes and Risk Based Supervision in Pensions. Washington, D.C.: The World Bank.
Rosero, L. & Zúñiga, P. (2010). Transferencias intergeneracionales en Costa Rica. Notas de Población, 37 (90), 111-132.
Rentería, E., Turra, C.M. & Queiroz, B.L. (2007). Grandparents and grandchildren living together, a better life for the youngest? The cases of Brazil and Peru. Papeles de Población, 13 (52), 47-75.
Wong, R. & DeGraff, D.S. (2009). Old-age wealth in Mexico: the role of reproductive, human capital, and employment decisions. Research on aging, 31 (4), 413-439.
info:eu-repo/semantics/openAccess
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info:eu-repo/semantics/publishedVersion
Text
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info:eu-repo/semantics/article
Tablas, V.A. (2014). Encuesta Longitudinal de Protección Social 2013. Resumen del informe final. San Salvador, El Salvador: Gobierno de El Salvador, Sistema de Protección Social Universal, Banco Interamericano de Desarrollo.
Rosero, L. & Jiménez, P. (2012). Retos y oportunidades del cambio demográfico para la política fiscal de Costa Rica.San José, Costa Rica: Editorial Universidad de Costa Rica.
Szinovacz, M.E. & DeViney, S. (2000). Marital characteristics and retirement decisions. Research on aging, 22 (5), 470-498.
Hokema, A. & Scherger, S. (2016). Working pensioners in Germany and the UK: quantitative and qualitative evidence on gender, marital status, and the reasons for working. Journal of Population Ageing, 9 (1-2), 91-111.
Szinovacz, M.E., DeViney, S. & Davey, A. (2001). Influences of family obligations and relationships on retirement variations by gender, race, and marital status. The Journals of Gerontology Series B: Psychological Sciences and Social Sciences, 56 (1), 20-27.
Szinovacz, M.E. & Davey, A. (2005). Retirement and marital decision making: Effects on retirement satisfaction. Journal of Marriage and Family, 67 (2), 387-398.
Saad, P.M. (2005). Los adultos mayores en América Latina y el Caribe: Arreglos residenciales y transferencias informales. Notas de población, 32 (80), 127-154.
http://purl.org/coar/access_right/c_abf2
Hsieh, H.L. (2008). Do Adult Children Matter? The Effects of National Health Insurance on Retirement Behavior: Evidence from Taiwan. Contemporary Economic Policy, 26 (2), 317-334.
Drobnic, S.(2002). Retirement timing in Germany:The impact of household characteristics. International Journal of Sociology, 32 (2), 75-102.
Gustman, A.L. & Steinmeier, T.L. (2004). Social security, pensions and retirement behaviour within the family. Journal of Applied Econometrics, 19 (6), 723-737.
Badilla, A. y Díaz, P. (2013). Caja Costarricense de Seguro Social: Variables internas que perpetúan la crisis. Revista Rupturas, 3 (2), 202-223.
Objective. The coverage of pension plans in Latin America is relatively low and so, people postpone retirement and decide to continue working. The aim of the paper is to analyze the family characteristics that predict the decisions of leaving the job market with or without pension benefits. Methodology. Data from CRELES, a longitudinal survey of the elderly with two cohorts were used. Results and conclusions. Among people aged 55 and older who were working at the baseline, 25% left the labor market, and 9% started receiving retirement money, even though some of them continued working. People who make informal cash transfers to family members are more likely to retire, especially earlier than others. Those who looked after children were more likely to stop working without a formal pension. There was no evidence that the spouse’s working status was related to retirement decisions.
pensions
retirement
child care
informal transfers
Journal article
application/pdf
https://revistasojs.ucaldas.edu.co/index.php/revlatinofamilia/article/view/3054
Gómez, M. & Miret, P. (2014). Working after age 50 in Spain. Is the trend towards early retirement reversing? Vienna Yearbook of Population Research, 12, 115-140.
https://creativecommons.org/licenses/by-nc-sa/4.0/
Inglés
Bertranou, F.M. (2005). Restricciones, problemas y dilemas de la protección social en América Latina: enfrentando los desafíos del envejecimiento y la seguridad de los ingresos. Bienestar y Política Social, 1 (1), 35-58.
Bertranou, F.M., Calvo, E. & Bertranou, E. (2009). Is Latin American retreating from individual retirement accounts? Chestnut Hill, MA: Center for Retirement Research at Boston College.
Giménez, D.M. (2005). Gender, pensions and social citizenship in Latin America. Santiago de Chile, Chile: United Nations Publication.
Giles, J., Wang, D. & Zhao, C. (2010). Can China’s rural elderly count on support from adult children? Implications of rural-to-urban migration. Journal of Population Ageing, 3 (3-4), 183-204.
Folstein, M.E. & Folstein, S.E. (1975). Mini-Mental State. A practical method for grading the cognitive state of patients for the clinician. Journal of Psychiatric Research, 12, 189–195.
Fan, E. (2010). Who benefits from public old age pensions? Evidence from a targeted program. Economic Development and Cultural Change, 58 (2), 297-322.
Retirement decisions and family characteristics in Costa Rica
Dentinger, E. & Clarkberg, M. (2002). Informal caregiving and retirement timing among men and women gender and caregiving relationships in late midlife. Journal of Family Issues, 23 (7), 857-879.
Coile, C., Diamond, P., Gruber, J. & Jousten, A. (2002). Delays in claiming social security benefits. Journal of Public Economics, 84 (3), 357-385.
CCSS.(2017). Reglamento del Seguro de Invalidez, Vejez y Muerte. San José, Costa Rica: Caja Costarricense del Seguro Social.
Brenes, G. (2013). Factores socioeconómicos asociados a la percepción de situación socioeconómica entre adultos mayores de dos países latinoamericanos. Revista de Ciencias Económicas, 31(1), 153-167.
Brenes, G. (2009). The pace of convergence of population aging in Latin America: opportunities and challenges. En S. Cavenaghi. (Ed.), Demographic transformations and inequalities in Latin America (pp. 137-153). Río de Janeiro, Brazil: ALAP.
Publication
2215-8758
2145-6445
2018-01-01
2018-01-01T00:00:00Z
https://revistasojs.ucaldas.edu.co/index.php/revlatinofamilia/article/download/3054/2829
2018-01-01T00:00:00Z
10.17151/rlef.2018.10.1.3
https://doi.org/10.17151/rlef.2018.10.1.3
31
50
institution UNIVERSIDAD DE CALDAS
thumbnail https://nuevo.metarevistas.org/UNIVERSIDADDECALDAS/logo.png
country_str Colombia
collection Latinoamericana de Estudios de Familia
title Decisiones de jubilación y características familiares en Costa Rica
spellingShingle Decisiones de jubilación y características familiares en Costa Rica
Brenes Camacho, Gilbert
transferencias informales
cuidado de niños
jubilación
pensiones
pensions
retirement
child care
informal transfers
title_short Decisiones de jubilación y características familiares en Costa Rica
title_full Decisiones de jubilación y características familiares en Costa Rica
title_fullStr Decisiones de jubilación y características familiares en Costa Rica
title_full_unstemmed Decisiones de jubilación y características familiares en Costa Rica
title_sort decisiones de jubilación y características familiares en costa rica
title_eng Retirement decisions and family characteristics in Costa Rica
description Objetivo. En América Latina la cobertura del sistema de pensiones es relativamente bajo, y así la gente pospone el retiro y decide continuar trabajando. El objetivo del artículo es analizar las características familiares que predicen las decisiones de dejar el mercado laboral con pensión o sin ella. Metodología. Se utilizaron los datos de CRELES, una encuesta longitudinal de adultos mayores con dos cohortes. Resultados y conclusión. Entre las personas de 55 años y más que estaban trabajando en la línea base, el 25% dejaron el trabajo; y el 9% empezaron a recibir pensión, aun cuando algunas de ellas se mantuvieron trabajando. Las personas que hacían transferencias monetarias informales a familiares tienen una mayor probabilidad de jubilarse, sobre todo en forma temprana. Aquellas personas que cuidaban niños tenían mayor probabilidad de dejar de trabajar sin pensión. No hubo evidencia de que la condición laboral del cónyuge estuviera relacionada con decisiones de retiro.
description_eng Objective. The coverage of pension plans in Latin America is relatively low and so, people postpone retirement and decide to continue working. The aim of the paper is to analyze the family characteristics that predict the decisions of leaving the job market with or without pension benefits. Methodology. Data from CRELES, a longitudinal survey of the elderly with two cohorts were used. Results and conclusions. Among people aged 55 and older who were working at the baseline, 25% left the labor market, and 9% started receiving retirement money, even though some of them continued working. People who make informal cash transfers to family members are more likely to retire, especially earlier than others. Those who looked after children were more likely to stop working without a formal pension. There was no evidence that the spouse’s working status was related to retirement decisions.
author Brenes Camacho, Gilbert
author_facet Brenes Camacho, Gilbert
topicspa_str_mv transferencias informales
cuidado de niños
jubilación
pensiones
topic transferencias informales
cuidado de niños
jubilación
pensiones
pensions
retirement
child care
informal transfers
topic_facet transferencias informales
cuidado de niños
jubilación
pensiones
pensions
retirement
child care
informal transfers
citationvolume 10
citationissue 1
citationedition Núm. 1 , Año 2018 : Enero - Junio
publisher Universidad de Caldas
ispartofjournal Latinoamericana de Estudios de Familia
source https://revistasojs.ucaldas.edu.co/index.php/revlatinofamilia/article/view/3054
language Inglés
format Article
rights info:eu-repo/semantics/openAccess
http://purl.org/coar/access_right/c_abf2
https://creativecommons.org/licenses/by-nc-sa/4.0/
references_eng Murrugarra, E. (2011). Employability and productivity among older workers: A policy framework and evidence from Latin America. Washington, D.C.: The World Bank: Social Protection and Labor.
Pienta, A.M. & Hayward, M.D. (2002). Who expects to continue working after age 62? The retirement plans of couples. The Journals of Gerontology Series B: Psychological Sciences and Social Sciences, 57 (4), S199-S208.
Pang, L., De Brauw, A. & Rozelle, S. (2004). Working until you drop: The elderly of rural China. The China Journal, 52, 73-94.
Olivera, J. & Zuluaga, B. (2014). The ex‐ante effects of non‐contributory pensions in Colombia and Perú. Journal of International Development, 26 (7), 949-973.
Ogg, J. & Renaut, S. (2007). The influence of living arrangements, marital patterns and family configuration on employment rates among the 1945–1954 birth cohort: evidence from ten European countries. European Journal of Ageing, 4 (3), 155-169.
O’Rand, A.M. & Farkas, J.I. (2002). Couples’ retirement timing in the United States in the 1990s: The impact of market and family role demands on joint work exits. International Journal of Sociology, 32 (2), 11-29.
Mesa, C. (2009). Social insurance (pensions and health), labour markets and coverage in Latin America. En K. Hujo. & S. McClanahan. (Eds.), Financing Social Policy. Mobilizing Resources for Social Development (pp. 215-245). New York: Palgrave Macmillan UK.
Mesa, C. (2012). The performance of social security contributory and tax‐financed pensions in Central America, and the effects of the global crisis. International Social Security Review, 651, 1-27.
Quiroga, P., Albala, C. y Klaasen, G. (2004). Validación de un test de tamizaje para el diagnóstico de demencia asociada a edad en Chile. Revista Médica de Chile, 132 (4), 467-478.
Mastrogiacomo, M., Alessie, R. & Lindeboom, M. (2004). Retirement behaviour of Dutch elderly households. Journal of Applied Econometrics, 19 (6), 777-793.
Martinez, J. (2015). Chapter 7 Costa Rica. En F. Rofman., I. Apella. & E. Vezza. (Eds.), Beyond Contributory Pensions. Fourteen Experiences with Coverage Expansion in Latin America (pp. 185-210). Washington, D.C: International Bank for Reconstruction and Development/The World Bank.
Manacorda, M. & Moretti, E. (2006). Why do most Italian youths live with their parents? Intergenerational transfers and household structure. Journal of the European Economic Association, 4 (4), 800-829.
Lynch, J. (2006). Age in the welfare state: The origins of social spending on pensioners, workers, and children. Cambridge, UK: Cambridge University Press.
Kim, S. & Feldman, D.C. (2000). Working in retirement: The antecedents of bridge employment and its consequences for quality of life in retirement. Academy of Management Journal, 43 (6), 1195-1210.
Price, W., Ashcroft, J. & Inglis, E. (2016). Outcomes and Risk Based Supervision in Pensions. Washington, D.C.: The World Bank.
Rosero, L. & Zúñiga, P. (2010). Transferencias intergeneracionales en Costa Rica. Notas de Población, 37 (90), 111-132.
Rentería, E., Turra, C.M. & Queiroz, B.L. (2007). Grandparents and grandchildren living together, a better life for the youngest? The cases of Brazil and Peru. Papeles de Población, 13 (52), 47-75.
Wong, R. & DeGraff, D.S. (2009). Old-age wealth in Mexico: the role of reproductive, human capital, and employment decisions. Research on aging, 31 (4), 413-439.
Tablas, V.A. (2014). Encuesta Longitudinal de Protección Social 2013. Resumen del informe final. San Salvador, El Salvador: Gobierno de El Salvador, Sistema de Protección Social Universal, Banco Interamericano de Desarrollo.
Rosero, L. & Jiménez, P. (2012). Retos y oportunidades del cambio demográfico para la política fiscal de Costa Rica.San José, Costa Rica: Editorial Universidad de Costa Rica.
Szinovacz, M.E. & DeViney, S. (2000). Marital characteristics and retirement decisions. Research on aging, 22 (5), 470-498.
Hokema, A. & Scherger, S. (2016). Working pensioners in Germany and the UK: quantitative and qualitative evidence on gender, marital status, and the reasons for working. Journal of Population Ageing, 9 (1-2), 91-111.
Szinovacz, M.E., DeViney, S. & Davey, A. (2001). Influences of family obligations and relationships on retirement variations by gender, race, and marital status. The Journals of Gerontology Series B: Psychological Sciences and Social Sciences, 56 (1), 20-27.
Szinovacz, M.E. & Davey, A. (2005). Retirement and marital decision making: Effects on retirement satisfaction. Journal of Marriage and Family, 67 (2), 387-398.
Saad, P.M. (2005). Los adultos mayores en América Latina y el Caribe: Arreglos residenciales y transferencias informales. Notas de población, 32 (80), 127-154.
Hsieh, H.L. (2008). Do Adult Children Matter? The Effects of National Health Insurance on Retirement Behavior: Evidence from Taiwan. Contemporary Economic Policy, 26 (2), 317-334.
Drobnic, S.(2002). Retirement timing in Germany:The impact of household characteristics. International Journal of Sociology, 32 (2), 75-102.
Gustman, A.L. & Steinmeier, T.L. (2004). Social security, pensions and retirement behaviour within the family. Journal of Applied Econometrics, 19 (6), 723-737.
Badilla, A. y Díaz, P. (2013). Caja Costarricense de Seguro Social: Variables internas que perpetúan la crisis. Revista Rupturas, 3 (2), 202-223.
Gómez, M. & Miret, P. (2014). Working after age 50 in Spain. Is the trend towards early retirement reversing? Vienna Yearbook of Population Research, 12, 115-140.
Bertranou, F.M. (2005). Restricciones, problemas y dilemas de la protección social en América Latina: enfrentando los desafíos del envejecimiento y la seguridad de los ingresos. Bienestar y Política Social, 1 (1), 35-58.
Bertranou, F.M., Calvo, E. & Bertranou, E. (2009). Is Latin American retreating from individual retirement accounts? Chestnut Hill, MA: Center for Retirement Research at Boston College.
Giménez, D.M. (2005). Gender, pensions and social citizenship in Latin America. Santiago de Chile, Chile: United Nations Publication.
Giles, J., Wang, D. & Zhao, C. (2010). Can China’s rural elderly count on support from adult children? Implications of rural-to-urban migration. Journal of Population Ageing, 3 (3-4), 183-204.
Folstein, M.E. & Folstein, S.E. (1975). Mini-Mental State. A practical method for grading the cognitive state of patients for the clinician. Journal of Psychiatric Research, 12, 189–195.
Fan, E. (2010). Who benefits from public old age pensions? Evidence from a targeted program. Economic Development and Cultural Change, 58 (2), 297-322.
Dentinger, E. & Clarkberg, M. (2002). Informal caregiving and retirement timing among men and women gender and caregiving relationships in late midlife. Journal of Family Issues, 23 (7), 857-879.
Coile, C., Diamond, P., Gruber, J. & Jousten, A. (2002). Delays in claiming social security benefits. Journal of Public Economics, 84 (3), 357-385.
CCSS.(2017). Reglamento del Seguro de Invalidez, Vejez y Muerte. San José, Costa Rica: Caja Costarricense del Seguro Social.
Brenes, G. (2013). Factores socioeconómicos asociados a la percepción de situación socioeconómica entre adultos mayores de dos países latinoamericanos. Revista de Ciencias Económicas, 31(1), 153-167.
Brenes, G. (2009). The pace of convergence of population aging in Latin America: opportunities and challenges. En S. Cavenaghi. (Ed.), Demographic transformations and inequalities in Latin America (pp. 137-153). Río de Janeiro, Brazil: ALAP.
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